⚠️ For educational purposes only. Not financial advice. Always use proper risk management.

Compound Interest Calculator

Grow wealth through the power of compounding over time.

Future Value
Total Principal
Interest Earned
Value at 10 years
Total Return %

The Magic of Compounding

Einstein allegedly called compound interest the eighth wonder of the world. $10,000 at 8% annual return grows to $46,610 after 20 years — without adding a single dollar. Add $500/month and it becomes $296,474.

The three levers of compounding are: rate of return, time horizon, and regular contributions. Time is the most powerful — starting 10 years earlier nearly doubles the final outcome.